Can a Homeowner’s Policy Pay for Car Accident Injuries?

A caller named John asked if he could tap into someone’s homeowner’s insurance when their auto liability coverage isn’t enough to cover his medical bills. Our attorneys explain that homeowner’s policies generally only apply to incidents on the property, not car accidents, though there are rare exceptions for things like golf carts or side-by-sides. The bigger takeaway: since Florida doesn’t require drivers to carry bodily injury coverage, uninsured motorist coverage is key to protecting yourself. If you’ve been hurt in a crash and aren’t sure what coverage applies, reach out to Perry & Young for a free consultation. We’re here to help.