After a car crash, it’s frustrating when medical bills pile up and no one returns your calls—even when the other driver is clearly at fault. In Florida, this delay is common because the state uses a no-fault system. Your own insurance, called PIP (Personal Injury Protection), pays first—up to $10,000 and usually only 80% of the bills. Health insurance pays second, and the at-fault driver’s insurance usually pays only at the end of the case. Getting the process wrong can delay care and payment. If you’re confused or struggling after a wreck, Perry & Young can help guide you. Contact the firm if you have questions or need help with your case.