Do You Owe Your Parents’ Credit Card Debt After They Pass Away?

In this Law Call segment, Attorney Perry Young answers a common and stressful question: are you responsible for a parent’s credit card debt after they die? He explains that beneficiaries are usually not personally responsible for credit card debt unless their name was also on the account. Perry breaks down how probate works, how creditors are handled, and why some assets pass outside the estate. The key takeaway: debt is handled through the estate, not automatically passed on to family members.

If you’re dealing with estate issues or creditor questions after a loss, contact Perry & Young. Reach out today—we’re here to help you understand your rights and next steps.