Struggling With Mortgage Payments After Medical Bills? Here’s What to Do

In this LawCall Panama City segment, the attorneys at Perry & Young discuss what to do if you’re falling behind on your mortgage because of unexpected medical debt. The first step: stay in contact with your mortgage company and don’t ignore the issue. The type of loan you have—such as FHA, USDA, VA, or Fannie Mae/Freddie Mac—matters, because government-backed loans have specific rules and protections in place. Knowing your loan type and communicating early can make a big difference in keeping your home.

If you’re facing financial struggles and need legal guidance, contact Perry & Young today.